There are so many ways to market your house. The old conventional way is using the newspapers, especially for Sunday open houses. More and more realtors are using Craig's list, Active Rain, Facebook, and many other online services. Some of us forget about the easy to read Open House Sheets that your lender can supply you. Why do I say this? Because we can usually attach some financing figures to the sheet so the average consumer has an idea what it might take to get into the home being mentioned.
With so many different ways to finance a home still, you must have an idea, no matter how good your credit is and no matter how much income you make. In the example below, you can see that it would take about $54,900 to get into this particular home. As a borrower, credit scores can be critical in getting the rate mentioned below, with no points. If your credit scores aren't above 720, you might look into a FHA loan. FHA loans are even stronger in rate and pricing, even if you have a credit score of 620. And this is putting even less money down. One more thing to keep in mind, I can even do FHA Jumbo loans down to a 500 credit score. Our main concern is that you have adequate credit and income to quailfy. Our main concern is how your credit looks in the last 12 months.
For a good example to why FHA Loans & FHA Rate can be much better than conventional loans, please click on the link.
For Sale
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Asking Price : $459,900 |
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Location: Washington Town Center 80 Union Street Robbinsville, NJ 08691
Room Dimensions :
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Jeffrey J. BelongerSr. Mortgage Consultant
Office: (888) 835-1663 Cell: (609) 440-5133
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Lisa RyanSales Associate
Office: (609) 430-1288 x554 Cell: (908) 420-5706
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Infinity Home Mortgage Company, Inc
1934 Olney Ave Cherry Hill, NJ 08033
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Prudential NJ Properties
138 Nassau St Princeton, NJ 08542
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This promotion is not intended to solicit properties currently listed. All information deemed reliable but not guaranteed. LICENSED MORTGAGE BANKER in NJ, NY, CT, DE, FL, MD, SC, PA. DEPARTMENT OF BANKING Copyright © 2008 Infinity Home Mortgage
If you are in the Central Jersey area and looking for a very nice and affordable property that is situated in Robbinsville, New Jersey.... please click onto this link for more info. :
80 Union St, Robbinsville NJ 08691, Washington Town Center
****** If you are a realtor or someone selling your home, and you would like some Open House Sheets, please don't hesitate to ask me. ******
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For more information on FHA loans, please go to this link. The FHA Expert
For more information on how you can obtain your dream home, please click here : Mortgage Financing Options
For important mortgage insight to watch for, please read : Consumers need to be aware of these Red Flags !!!!!
Copyright © 2008 by Jeff Belonger
Jeff - very nice open house sheet, now did you write the copy or did Lisa : -)
Jeff,
No comment on FHA, but great sales advice!
Great flyer!
Great blog!
Bill
SANDRA..... thank you very much. And Lisa wrote the content.s
BILL...... thanks and thanks... but in regards to FHA, the numbers don't lie. So I am not sure what you don't agree as much. Especially when it comes to jumbo loans. FhA is even cheaper on the jumbo than those with average credit. But thanks for stopping by and for the compliments.
I like the sheet, Jeff. I've always wondered why there isn't more explanation given to the interest rate vs APR stuff though. Isn't APR only the first year annualized rate with all loan costs associated rolled in? Most people I've met don't understand the difference between APR and interest rate.
Thanks Jeff for getting this done in time for my open house on Sunday. Great information for potential buyers.